Ideally it's recommended to check your credit report 3 times a year. And this is the time of the year to check it again.
Here are reasons why you should review your credit report:
1.The most important reason is to prevent identity theft. You can check if there are any unauthorized transactions in your existing accounts. And if there are NO new accounts opened without your knowledge.
2. Another important reason is to check for errors. Oftentimes, they are information transcribe by people.
3. It's important to check your report from the 3 major credit reporting agencies. The agencies do not share information. Some information might be missing in one credit bureau and or the other have wrong information.
4. To make your creditors did not make errors in reporting to the credit bureaus. Better to correct it earlier or it might cause trouble in the future.
Here's a video on how you can get your credit report for free
Here are reasons why you should review your credit report:
1.The most important reason is to prevent identity theft. You can check if there are any unauthorized transactions in your existing accounts. And if there are NO new accounts opened without your knowledge.
2. Another important reason is to check for errors. Oftentimes, they are information transcribe by people.
3. It's important to check your report from the 3 major credit reporting agencies. The agencies do not share information. Some information might be missing in one credit bureau and or the other have wrong information.
4. To make your creditors did not make errors in reporting to the credit bureaus. Better to correct it earlier or it might cause trouble in the future.
Here's a video on how you can get your credit report for free